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Re-Modification of Repayment Plan with the Help of Chapter 13 Lawyer Indianapolis

Already have a chapter 13 repayment plan?

When you already have a repayment bankruptcy plan at hand in Indianapolis but you are unable to make ends meet, the first thing that you should do is check on all the expenses that you have incurred in the past few weeks and analyze the situation. You should be sure that you are not over spending at any point of time without a genuine reason as you cannot afford it. While you have some emergency situation like a medical expense, then you can take the help of your chapter 13 lawyer in Indianapolis to make modifications in the same.

What does he do for you now?

In this situation, the chapter 13 lawyer in Indianapolis will make a legal appeal to the court of law to reorganize the repayment plan that you have to accommodate the emergency expenses. You should provide him with all the supporting documents to get the plea granted. For example, if it is a medical emergency, then you will have to furnish the medical bills to gain access to the reorganization. There are two bases on which the plan can be changed. The first one is to change the monthly amount paid by you and the second is to change or in other words extend the length of the payment period. On the other hand, you can also change it to a shorter period if you feel you are more financially stable and this will be reflected in your credit record.